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What You Should Know About Bank Mortgages; What You May Not Know

 

In Massachusetts, consumers are seeing the wisdom of working with a local bank to purchase new homes or homerefinance their existing properties.  In fact, with deposits and loan demand on the rise, Massachusetts banks have seen a “flight to quality” as homebuyers and those seeking to refinance increasingly realize that their local bank never steered off course and is still the most stable, trustworthy and reliable source for homeowner credit. 

If you believe the national headlines, you might be feeling that as a result of the mortgage crisis there is little money to lend.  In fact, that would be far from accurate in the Bay State.  In Massachusetts, not only did our banks not cause the mortgage crisis, but they have plenty of money to lend to qualified home buyers.

If you qualify for a mortgage from a Massachusetts bank there has never been a better time to search for that perfect home or refinance your existing mortgage.  Interest rates are still at historic lows and there are an astounding number of more affordable homes available for sale in the current buyer’s market.

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